
Is Aged Care Financial Advice Worth Paying For?
Is aged care financial advice worth the cost? Specialist advice may reduce fees, protect pension entitlements and help families make the right choices when it comes to planning aged care.
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The Support at Home Program has replaced Home Care Packages under the new Aged Care Act from 1 November 2025.
We’re here to help you understand your options and get the support you need. Learn More.
Home Care Update – Support at Home started on Nov 1st. Learn More.
LATEST NEWS
Find the latest aged care information by browsing through our selection of important aged care information news and updates. Can’t find what you need?
Check out our Frequently Asked Questions or Contact Us to speak with our specialist team.
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Is aged care financial advice worth the cost? Specialist advice may reduce fees, protect pension entitlements and help families make the right choices when it comes to planning aged care.

Each 1 July, the government indexes a range of Centrelink thresholds to keep pace with the cost of living. This round focuses on income limits and thresholds, and affects Aged Pension and Aged care costs.

When one partner moves into residential care is it more cost effective for the partner at home to get Support at Home funding or pay for private care?

What is the former home means test? Understand how your family home is assessed for Age Pension and aged care fees, the protected person rules and RAD impacts.

When one partner has more complex care needs, the other often steps into role of primary carer. This shift can affect energy levels, daily routines and peace of mind for both people. Learn what support is available.

Support at Home funding covers a range of aged care services but it does come with co-contributions and associated costs.

Did you know giving money to your family could affect your Age Pension and aged care fees? Learn more about Centrelink’s gifting rules.

Moving into an aged care home doesn’t impact your partner’s Support at Home funding, as care is assessed individually. Centrelink will classify you as an “illness separated couple”, entitling both to the higher single Age Pension rate while keeping the family home protected.

From 1 October 2026, the Australian Government will fully fund personal care services under Support at Home. Showering, dressing and continence care will move from the independence category to clinical care.

Under the Support at Home program, a mandatory 10% care management fee is automatically deducted from your quarterly budget. This fee covers your dedicated Care Partner, who handles essential clinical oversight, staff scheduling and budget tracking on your behalf.

Older Australians will no longer have to pay co-payments for showering, dressing and continence care under Support at Home once the new rules begin in October 2026. This change will make essential personal care at home more affordable and free up more funding for other supports.

The Assistive Technology and Home Modifications (AT-HM) scheme provides upfront, separate funding under the Support at Home program. Discover who is eligible, what equipment is covered and how to apply for Aged Care home modifications.

Moving into a granny flat with family is a major financial shift that can significantly impact your Age Pension and aged care fees. Learn how Centrelink assesses granny flat interests, how it affects your aged care eligibility, and why formal agreements protect everyone

When both partners need home care, it can be hard to know how Support at Home works for couples. Each person is assessed separately and receives their own budget, even if you live together. Knowing how assessments, fees and shared services work can help couples plan care more smoothly and get better value at home.

Choosing between self-managed and fully managed Support at Home care means balancing control, cost and responsibility. This guide explains what care management includes and helps families decide which aged care option best fits their needs.

Did you know you can access Support at Home funding if you live in a retirement village? Many retirement villages provide these services or in some cases, you may use an external provider.

The Australian Government has just announced a welcome increase to the Age Pension but what does that mean for your Aged Care Fees? Find out what’s changing, why and what (if anything) you need to do.

Approved for Support at Home but no start date in sight? You’re not alone. The new Priority System has changed how funding is released, now your priority category determines how long you’ll wait

Just received your Support at Home funding letter showing only 60% of your budget? Your money is not lost. This guide explains what interim funding means, when the remaining 40% arrives and the critical 56-day deadline you cannot afford to miss.

Support at Home supplements provide essential top-up funding for specific, higher-cost health needs like oxygen therapy, enteral feeding and service-related mental health conditions. Understanding these supplements ensures your budget accurately reflects your care requirements without depleting your core funding.

Worried your Support at Home funding won’t go far enough? By making a few strategic adjustments to your care plan and comparing provider pricing, you can stretch your funding and unlock extra hours of support.

Noticing small changes in a parent’s mobility can be worrying. This article explains how the Australian Government’s Support at Home program funds therapies, equipment and home modifications to improve safety, confidence and independence, helping older Australians stay mobile and at home for longer.

Wondering what the “No Worse Off” principle really means? In simple terms, it’s a promise that if you’re already on a Home Care Package, the move to Support at Home won’t leave you paying more or getting less care. We break down who’s covered, what protections apply and how these changes will affect your day-to-day in-home care.

Since launching on 1 November 2025, the Support at Home program has left many families wondering what they’ll actually pay for care. Outdated Home Care Package information online only adds to the confusion. If you’re trying to work out what’s reasonable or how to plan your budget, read on

Full pensioners on Home Care Packages are protected under Support at Home. Learn what that means for you, your contributions and new benefits available.

Aged care fees and charges change on 20 March and 20 September each year. Read our up-to-date summary of fees and charges for residential aged care and home care in Australia to find out what you may pay for aged care.

How can you get respite care for yourself or your loved one? Let’s look at how government-funded short-term residential respite

It is a common myth that older Australians must sell the family home to pay for aged care accommodation costs.
Let’s look at how residential aged care fees work, and the funding options that may be available for you.

The Home Care Package Program was replaced by Support at Home on 1 November 2025, introducing major changes to how home care is delivered and managed.

Until recently, anyone entering aged care would need to pay a bond for their accommodation, just as tenants do when renting a home.
Today a Refundable Accommodation Deposit (RAD) is payable instead, at a price set by the facility.

How much does a nursing home cost? Many nursing homes (otherwise known as residential aged care facilities or aged care homes) are heavily supported by government funding. Read on to find out more about fees and charges for residential aged care.

In Australia, everyone can access aged care services, regardless of their financial situation. For those struggling to afford aged care, there are support options available.

**From 1 November 2025, the Support at Home Program will replace the Home Care Package Program, introducing major changes to how home care is

How much will you need to contribute towards your Support at Home package or residential aged care room?
Here is an introduction to My Aged Care’s Fee Estimator tool, and a summary of aged care costs in Australia.

The Maximum Permissible Interest Rate (or MPIR) is a government-set interest rate that is used by residential aged care facilities to calculate a daily accommodation payment based on room price.
How does the MPIR affect the cost of aged care?

Understanding aged care fees and charges can be one of the most complicated aspects of navigating the aged care process.
With the Support at Home Program now starting on 1 Nov 2025 and new out-of-pocket fees coming, now’s the perfect time to sign up with a provider and save on fees until 1 Nov or review your current one to ensure you’re getting the best support. Get your free list of providers and compare now.